Flooding is not an uncommon occurrence in Arizona. The state has been experiencing both flash and regional floods in the last few years, leaving massive property damage. As such, getting flood insurance is essential to protect yourself from the financial devastation this disaster leaves behind.
Read on as Western Ag Insurance Agency, Inc helps you understand what this policy does and doesn't cover.
Flood insurance covers your property structure and personal contents.
Building Property Coverage
This coverage protects your home's structure and its foundation. This includes walls, ceilings, electrical systems, plumbing, HVAC systems, and attached structures like cabinets and bookcases. If floods damage these components, your insurance policy will help cover the replacing or repairing expenses.
Personal Content Coverage
Aside from the building structure, floods can damage your personal property, like clothes, electronics, furniture, and portable appliances like freezers. Your policy will help you replace or repair these items when that happens.
Of equal importance is knowing what your policy won't cover. Some of the examples of what's not covered are as follows:
Familiarizing yourself with what is and isn't covered will ensure you protect all your belonging with the right insurance policy.
Arizona residents interested in learning more about flood insurance can contact Western Ag Insurance Agency Inc. We will answer any questions you have and provide you with adequate flood insurance coverage for your property.
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